We help our partners stay nimble and solve the most critical security challenges through our continued investments in risk intelligence and technology, like deploying Artificial Intelligence, empowering consumers and clients with tools and setting governance processes.
Visa has introduced new security capabilities available to Visa clients. These capabilities add to existing protections and include:
- Visa Vital Signs – Actively monitors transactions and alerts financial institutions of potential fraudulent cash withdrawal and purchase activity that may indicate a cashout attack. To limit financial losses for financial institutions, Visa can automatically or in coordination with clients, step in to suspend malicious activity.
- Visa Account Attack Intelligence – Applies deep learning to Visa's vast number of processed card-not present transactions to identify financial institutions and merchants that hackers may be using to guess account numbers, expiration dates and security codes through automated testing. The machine learning technology detects sophisticated enumeration patterns, eliminates false positives, and alerts affected financial institutions and merchants before fraudulent transactions begin.
- Visa Payment Threats Lab – Creates an environment to test a client’s processing, business logic and configuration settings to identify errors leading to potential vulnerabilities. For example, Visa can verify if a financial institution is effectively validating cryptograms—dynamically generated codes unique to each transaction—for EMV® chip transactions.
- Visa eCommerce Threat Disruption – A proprietary solution that uses sophisticated technology and investigative techniques to proactively scan the front-end of eCommerce websites for payment data skimming malware. Identifying potential website compromises limits the amount of time malware might be present on a merchant website and significantly reduces exposure of customer and payment data.
These capabilities complement Visa Payment Threat Intelligence, which provides actionable and informational cyber intelligence to clients and merchants worldwide. It offers timely intelligence reporting, technical delivery and educational materials. This includes alerts, analysis, technicali indicators, and mitigations for potential cybercrime threats, account compromise and fraud.
Contact your Visa representative for more information on how ‘Visa’s got you covered’ and the latest payment security services to help merchants prevent and disrupt payment fraud.